How Long Does it Take to File an 18 Wheeler Claim?
It may take longer for a car accident claim to be resolved than an 18-wheeler collision. This is because truck accidents can cause serious injuries.
There are many factors which influence the time it takes to come to an agreement. Here are some of the most important things to consider.
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As with all vehicles on the road, 18-wheeler truckers must have a minimum level of insurance. This is due to the fact that collisions with large trucks are more likely to cause serious injury and property damage when compared to a typical car crash. In fact, these wrecks often result in deaths and catastrophic injuries. It is therefore important that victims of these wrecks submit a claim in order to receive the compensation they deserve.
It can be a challenge to find a policy that will meet all your requirements, even though 18 wheeler coverage is a must. Based on the type of cargo your trucks transport it is possible that you will require additional types of insurance. For example, hazmat carriers might require upwards of $5 million in liability insurance. Other policies that you might require include towing coverage, trailer interchange insurance and cargo insurance.
In addition to this an experienced lawyer can help you determine what kinds of insurance coverage your business requires. He or she will assist you in negotiating with the insurance companies to ensure that your claim is resolved. In some cases, insurance companies might try to limit their liability by claiming that they are liable for comparative negligence. This can significantly diminish the value of your claim. An attorney can help you to refute these claims and receive the maximum compensation you deserve. A skilled lawyer will ensure that you receive the money you need to recover, regardless of how you were hurt in your accident.
Settlements
In many cases, the victim of a collision with a truck will be offered a settlement prior to filing an action. The settlement offer is usually less than what the victim actually deserves. It is made by the trucking company or their legal team. This offer should not be accepted without first consulting a personal injury lawyer.
The value of the settlement will depend on various factors, including the degree of injuries and the property damage. It also varies based on medical costs. Non-economic damages can also play a role, particularly if the crash left you physically and emotionally devastated. However, these losses are harder to quantify and require a thorough analysis.
The issue of establishing liability is another crucial aspect that affects the final compensation amount. If you can prove the liable party has violated traffic laws, was negligently, or caused the wreck by committing another act of wrongdoing, they'll be accountable for the damages. There are also other legal defenses that could restrict their liability. These include the doctrine of contributory negligence and comparative fault.
The owner of the trucking company could also be held responsible for the accident. This is a possibility if the driver of the truck was operating in poor conditions, or if the company failed to keep the vehicle in good repair. Additionally, if the cargo was not properly loaded or a portion of the truck was defective, the shipping company and the cargo loading company could be held responsible.
Filing a lawsuit
You may be forced to file a lawsuit if the insurance company did not provide a fair settlement. This could extend the time to a resolution however, it could also result in the award of more damages. A lawyer for truck accidents is the best choice, whether you choose to settle or go to court.
You need someone to protect your interests because the insurance companies will try to minimize your claim. A Lafayette truck accident lawyer can review your accident, determine the value of your injuries and ensure that you receive maximum compensation for your injuries.
In many 18-wheeler crashes there are a variety of parties liable. For instance, if the truck driver was under the influence or in violation of the hours of service regulations the employer could be held responsible. In addition, the company that makes of a vehicle component or repair shop could be held responsible when a defect in a component caused the accident.
Additionally, cargo loading or shipping companies could be held accountable for accidents that involve their trucks. This is due to the fact that these trucks have to be loaded and shipped in a secure manner to prevent them from tipping over or jackknifing. This means that these companies must adhere to strict safety regulations. You can also recover non-economic losses like discomfort and pain.
Trial
The majority of truck accidents are settled through negotiations with the insurance company. A fair settlement should consider all of your medical expenses as well as treatment costs and other losses you have and will suffer. Your attorney can help you determine the potential damages in the future and the possibility of punitive damages.
An experienced attorney can help you through this procedure. The extent of your injuries will determine how much compensation you are likely to receive. Some injuries will only impact you for only a few weeks or even months while others could have a lasting or long-lasting effects on your life.
It may also take time to determine fault, as it's not always evident in 18 wheeler accidents. This is due to the fact that there could be multiple responsible parties, including the driver of the truck and the company that employs them. In certain instances, there may be mechanical issues with the vehicle that cause a crash, in the event of a crash, it is necessary to hold the manufacturer or repair shop liable for your damages.
There are a myriad of factors that can affect the size of a settlement for an 18 wheeler collision However, in general these types of accidents tend to result in larger settlements than those that involve automobiles. This is due to the severity of the injuries and the damages that may result from these accidents.